We can have good intentions and still be disobedient. Procrastination is very deceptive. We don't see it as disobedience because we intend to obey God; it is just that we are going to do it when—when we have more money, when we are not so busy, as soon as Christmas is over, after we get the kids in school this year, as soon as vacation is over, etc.
There is no point in praying for God to give you more money so you can be a blessing to others if you are not being a blessing with what you already have.
Don't believe Satan's lies that you have nothing to give. Even if it is only a pack of gum or a ballpoint pen, start using what you have to bless others.
Prayer Starter: Father, help me to be a blessing today. Show me ways I can impact someone’s life—even in a small way. Help me to use the resources You have given me to love others and glorify You. In Jesus’ Name, Amen.